Elaine Austin, Executive Director of Provident Village at Creekside in Smyrna, Ga., says, “Today, many Americans enjoy living in the moment and assume that somehow ‘tomorrow will take care of itself.’ However, experience has shown that is rarely the case.
“While we can’t change many of the events that occur in our lives, we can be well prepared for them. A well-conceived plan for the future can be your best security blanket. Therefore, taking some time to create a plan – including your finances, living options and future health needs – can be vital to you and other family members who could be affected.
“Although we don’t like to think about it, an accident, a sudden illness or other age-related conditions could create the need for medical care, assisted living services or even memory care. As we approach the New Year, one of the most valuable resolutions you can make is to create a plan that will secure your future and reduce the burdens that often result from the lack of a plan.”
Expert Planning Tips for Your Future
Diana Rodriguez, health writer and contributing editor for EverydayHealth.com says, “Although no one likes to think about getting old, putting a plan in place earlier rather than later can help you maintain the lifestyle you want to have as you enter your later years.
“Older adults face many decisions in the last decades of their lives. Taking some time to look at the issues ahead and plan accordingly can make the future easier and more enjoyable for both you and your family.”
5 key issues to consider:
- Your Finances – Saving for retirement is important and you want to make sure you have enough money to live on and enjoy life in your old age. You also want to make sure you’re your money is protected, that you can get to it if you need it and that you have enough to take care of yourself and your family.
- Your Health – You may require more health care as you age than you did when you were younger. It’s important to make sure that you have health insurance coverage, possibly a second plan to cover costs not met by Medicare and that you understand the coverage and have enough money on hand to cover what your plan doesn’t.
- Your Life – The onset of a health emergency, such as a heart attack, stroke or a major injury or illness is not the best time to make key decisions. Preparing a durable power of attorney, a living will, medical advance directives and other documents that state your wishes can save you and your family from unneeded stress in a time of crisis.
- Your Home – While your present home may be easy for you to navigate and comfortable for you now, think about how that may change when you get older. A big house with lots of stairs to climb may present a serious challenge if you have health or physical problems.
- Your Care – While none of us like to think about not being able to take care of ourselves, that point could come as we live longer. Friends and family members may not be able to give you the level of care that you need. Therefore, while you’re still healthy and able, make decisions about potential living arrangements such as assisted living and other available care options, depending on your condition.
Elaine adds, “Today, full-service assisted living communities have become one of the most popular and fastest growing living options for those who need some support but want to maintain their independence and autonomy. Leading assisted living communities, such as Provident Village at Creekside, also offer an active, socially engaging lifestyle that is uplifting, stimulating and fulfilling.
“Although assisted living is not usually covered by Medicare, a variety of funding sources are available today, including home equity, Veterans Aide & Attendance benefits,life insurance policies and long-term care insurance. If you would like to evaluate assisted living or memory care services as part of your plan, we welcome you to speak with one of our counselors and take a tour of our beautiful new community. For a free consultation, we invite you to call us at 678.903.0339.”
Live Vibrantly! at Provident Village at Creekside
At Provident Village at Creekside, we believe vibrant days ensure bright tomorrows, so we’ve created a community where seniors, quite simply, Live Vibrantly! Whether it’s in our Assisted Living Community or Memory Care Neighborhood, each day we celebrate the individuality and strengths of each resident.
At Provident Village, to Live Vibrantly! means that days are filled with joy, vitality, growth and security. It means residents are socially active and personally empowered, with access to the personalized care and support they need to live fully. It means residing in a community where intellectual, social, emotional, spiritual and physical care are seamlessly integrated into everyday life.
Our compassionate Care Partners dedicate each day to enriching the lives of our residents. They customize the level of attention and activities to each resident’s specific needs and abilities. Our living environments are warm and inviting, with comfortable furnishings, beautiful fixtures and natural elements that bring the outdoors inside.